May 19, 2012

Frisco Mortgage

Owelty and Common Law

Owelty and Common Law

Upon every Texas Owelty Refinance transaction, I learn that there is an endless amount of misunderstood variables that individuals will encounter during a divorce.  Today, on my video post on YouTube … [Read more...]

What Are Mortgage Rates Today

What Are Mortgage Rates Today

We are a locally owned and run mortgage company, and work primarily in Frisco and Flower Mound TX.  Although, we handle business all inside the Texas borders and we close our loans on time for … [Read more...]

Cost of Refinancing

Cost of Refinancing

After helping families with home financing in the Frisco, North Dallas, and Flower Mound Tx area for over 9 years, it is obvious to me what some of the main concerns are to a prospective refinance … [Read more...]

Flower Mound FHA Mortgage Insurance

Flower Mound FHA Mortgage Insurance

Does FHA Mortgage Insurance Go Away?  That is the question! Flower Mound and Frisco FHA home buyers and refinance prospects have many times wondered about this topic.  To answer that straight out, … [Read more...]

Which Loan Program Is Best For Me

Fishing

North Texas home buyers often wonder, how do I know which loan is just right for me.  Are you fishing for the right loan?There are so many options, there is no lack of wonder, why first time buyers … [Read more...]

VA Mortgage Get Reduced Funding FEE

VA pic

Are you looking to purchase a home in Texas, and eligibility for a VA mortgage?  Well guess what?  You will be please to hear that VA has recently reduced the cost of the up front VA funding fee in … [Read more...]

Mortgage Rates Affected By United States Credit Rating

Mortgage Rates Affected By United States Credit Rating

News broke that United States would lose it's AAA credit rating in the world economy, and CNN reaffirmed that this would at least for the short term, keep mortgage rates from spiking … [Read more...]

Mortgage Rates During or After Debt Ceiling

Mortgage Rates During or After Debt Ceiling

Frisco home buyers and refinance prospects have asked, "what are mortgage rates going to do when or if this debt ceiling thing resolves?"  There are plenty of folks within this industry that will try … [Read more...]

FHA Seller Contribution and Seller Paid Closing Costs

FHA Seller Contribution and Seller Paid Closing Costs

How much seller contribution is allowed on the FHA loan, and how do you calculate it? FHA mortgages allow the seller to contribute 6% of the sale price, toward closings cost for the borrower.  This … [Read more...]

The Best FHA Mortgage For Frisco First Time Buyers

Texas Pic

The best loan program for Frisco First Time Buyers is usually FHA due to the minimal down payment options and available seller contribution that is allows the seller to pay all the closing costs for … [Read more...]