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Brad Lynch
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Cost of Refinancing

By Brad Lynch on October 27, 2011 Leave a Comment

After helping families with home financing in the Frisco, North Dallas, and Flower Mound Tx area for over 9 years, it is obvious to me what some of the main concerns are to a prospective refinance … [Read more...]

Filed Under: Frisco Mortgage Tagged With: cost of refinancing, fha refinance costs, flower mound refinance costs, frisco refinance costs, Refinance

Flower Mound FHA Mortgage Insurance

By Brad Lynch on October 7, 2011 4 Comments

Does FHA Mortgage Insurance Go Away?  That is the question! Flower Mound and Frisco FHA home buyers and refinance prospects have many times wondered about this topic.  To answer that straight out, … [Read more...]

Filed Under: Frisco Mortgage Tagged With: FHA MIP, FHA mortgage insurance premium, flower mound FHA, Frisco FHA, MIP falls off, Mortgage Insurance Falls Off, when does FHA mortgage fall off

Which Loan Program Is Best For Me

By Brad Lynch on September 19, 2011 Leave a Comment

North Texas home buyers often wonder, how do I know which loan is just right for me.  Are you fishing for the right loan?There are so many options, there is no lack of wonder, why first time buyers or … [Read more...]

Filed Under: Frisco Mortgage Tagged With: Conventional, down payment, FHA, FHA vs Conventional, Frisco Conventional, Frisco FHA, MIP, Mortgage Insurance Premium, PMI, private mortgage insurance

USDA for North Texas Home Buyers New Change

By Brad Lynch on September 13, 2011 Leave a Comment

If you are buying a home in Texas, and closing in the coming months using a USDA mortgage, you might want to know what new changes USDA has instituted that will increase your monthly payment.  Many … [Read more...]

Filed Under: Mortgage Loans Tagged With: government loan, Guarantee Fee, USDA, USDA annual fee, USDA changes, USDA fee calculator, USDA Mortgage, USDA mortgage changes

Flower Mound Mortgage At The Best Rate

By Brad Lynch on September 13, 2011 Leave a Comment

Frisco's own, Your Mortgage Guy For Life, extends his long experienced lending roots to Flower Mound Texas, where the corporate office is located.  If you are looking for the perfect home loan or … [Read more...]

Filed Under: Mortgage Loans Tagged With: best mortgage, Conventional, FHA, Flower Mound Mortgage, Frisco Mortgage, Jumbo, mortgage, purchase mortgage, Refinance, VA

VA Mortgage Get Reduced Funding FEE

By Brad Lynch on August 19, 2011 Leave a Comment

Are you looking to purchase a home in Texas, and eligibility for a VA mortgage?  Well guess what?  You will be please to hear that VA has recently reduced the cost of the up front VA funding fee in a … [Read more...]

Filed Under: Frisco Mortgage Tagged With: Best VA mortgage, best va mortgage company, best va tx, funding fee, VA, VA funding fee, VA home loan, VA Mortgage

2 Ways to Know When a Refinance is Right For YOU

By Brad Lynch on August 18, 2011 1 Comment

The most common question from Texas refinance prospects is, "How do you know when a refinance makes sense", or "How do you know when a refinance is right for me"?  Here are 2 things to look for to … [Read more...]

Filed Under: Refinance Tagged With: best refinance lender, best refinance rates in texas, frisco refi, frisco refinance, frisco refinance mortgage, how to know if refinancing is right, is refinance right

Mortgage Rates Affected By United States Credit Rating

By Brad Lynch on August 8, 2011 1 Comment

News broke that United States would lose it's AAA credit rating in the world economy, and CNN reaffirmed that this would at least for the short term, keep mortgage rates from spiking upward.  Stocks, … [Read more...]

Filed Under: Frisco Mortgage Tagged With: american credit rating, best refinance, Conventional, credit rating, FHA, frisco refinance, Interest Rates, JUMBO refinance, Mortgage Rates, refinance rates america credit rating, VA

Mortgage Rates During or After Debt Ceiling

By Brad Lynch on August 2, 2011 Leave a Comment

Frisco home buyers and refinance prospects have asked, "what are mortgage rates going to do when or if this debt ceiling thing resolves?"  There are plenty of folks within this industry that will try … [Read more...]

Filed Under: Frisco Mortgage Tagged With: debt ceiling, federal debt ceiling, Frisco Mortgage, mortgage rates and debt ceiling, rates affected by debt ceiling, Refinance

What Is The Owelty Refinance

By Brad Lynch on July 5, 2011 2 Comments

My Frisco locals, along with other Texas city's divorcing spouses, ask, "what exactly is an owelty refinance?"  How the whole refinance of the owelty works, and the definition of the owelty or owelty … [Read more...]

Filed Under: Mortgage Loans Tagged With: best owelty lender, divorce refinance, frisco refinance, owelty, owelty refinance, texas owelty, Texas Refinance

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Hello there! I'm Brad. If you have any questions as you read through this website you can reach me at 469-450-2723. Or, Pre-Qualify Now For Purchase Or Refinance.

About Brad Lynch

Brad Lynch of Flower Mound, TX has been helping families in the DFW and surrounding areas since 2002. Over 95% of his business during that time has been by referral.

Specialties include, FHA and Conventional Purchase and refinance mortgage, and owelty refinances during or after a divorce.

Texas Recovery Fund Notice

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT HTTP://WWW.SML.TEXAS.GOV.

Brad Lynch, RMLO, (NMLS #206799) is a representative of Mason McDuffie Mortgage Corporation (NMLS #1141). Mason McDuffie Mortgage Corporation is a registered trade name of Mason McDuffie Mortgage Corporation. Equal Housing Opportunity.

Equal Housing Opportunity

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