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Brad Lynch
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Refinance and Skip Mortgage Payment to Help Buy Christmas Gifts and Save Thousands

By Brad Lynch on September 29, 2010 3 Comments

Preparing for Christmas with Refinancing

This mortgage refinance post has a very weird title, and some might think how dumb it would be to refinance just so you can skip a mortgage payment to save for Christmas shopping.  That is not quite … [Read more...]

Filed Under: Mortgage Loans Tagged With: christmas savings refinance, frisco mortgage quote, frisco refinance, McKinney Mortgage, mckinney refinance, mortgage quote

Buy Frisco Home With Frisco Mortgage Home Path Low Down Payment

By Brad Lynch on September 21, 2010 2 Comments

Recently, in Frisco, we have seen the new Fannie Mae Home Path Mortgage Program pick up steam.  Fannie Mae owned homes that are eligible for this program will have this logo on the listing.    We … [Read more...]

Filed Under: Mortgage Loans Tagged With: buy fannie mae owned home, buy foreclosure, fannie mae mortgage, Frisco Mortgage, mortgage foreclosure, purchase

FHA Changes Up Front Mortgage Insurance and Monthly Video

By Brad Lynch on September 14, 2010 2 Comments

If you are wondering what the actual changes are within the new changes regarding FHA purchase loans or refinance loans, I explain them in this video.  Additionally, I explain when the deadline is for … [Read more...]

Filed Under: Mortgage Loans Tagged With: FHA change up front mortgage insurance, FHA changes, FHA MIP, FHA mortgage insurance change, first time buyer frisco, mortgage video blog Frisco

USDA Home Loans Begin Funding and Reinstatement With Changes

By Brad Lynch on September 8, 2010 1 Comment

I get results for my clients!!! Success leaves clues.

The United States Department of Agriculture and Rural Development has finally come to a consensus that American Home Buyers have been waiting on...in my area, Frisco, Prosper, McKinney, and Little Elm … [Read more...]

Filed Under: Mortgage Loans Tagged With: Little Elm Home Buyer, Little Elm Mortgage, Prosper Home Buyer, Prosper Mortgage, Prosper USDA Mortgage, USDA, USDA News

Free: 2 Most Common Mis-Budgeted Critical Changes When Buying a Home

By Brad Lynch on August 30, 2010 Leave a Comment

Critical Budgeting Audio...HEAR ME SPEAK Most people who are looking to buy a home in the next 1 month to a year forget some of the most important budgeting items as their excitement for … [Read more...]

Filed Under: Mortgage Loans Tagged With: buy home Frisco, first time buyer, Frisco Mortgage, Frisco Real Estate, Home buying

FHA Mortgage Insurance to Change October 4, 2010

By Brad Lynch on August 19, 2010 2 Comments

The commissioner of FHA, David Stevens, announced the changes to the current mortgage insurance structure at the beginning of this month. It is expected that the changes to mortgage insurance … [Read more...]

Filed Under: Frisco Mortgage Tagged With: FHA changes, FHA mortgage, FHA Mortgage Insurance, FHA mortgage insurance changes, FHA purchase, Frisco FHA mortgage, Frisco Mortgage, MIP, PMI

Evidence of Success Refinances in DFW and Collin County

By Brad Lynch on August 18, 2010 2 Comments

The very common question that I receive in this hoard of refinances right now is, "what amount of rate reductions is it that makes it more likely I can refinance and it make sense?"  To really answer … [Read more...]

Filed Under: Mortgage Loans, Refinance Tagged With: dallas refinance, dfw refinance, FHA streamline refinance, frisco refinance, how to know if refinance is right, plano refinance, refinance FHA, speedy refinance, streamline refinance

Do Not Forget Your Inspections On Your VA Mortgage

By Brad Lynch on August 9, 2010 1 Comment

For those who may not be experts in the VA loan, VA guarantees the loan in the mortgage and not the home.  That is where the guarantee fee goes.  Therefore, it is up to the borrower to take correct … [Read more...]

Filed Under: Frisco Mortgage Tagged With: Best Texas VA mortgage rate, buy home, Frisco Home Loan, Frisco VA Mortgage, Guarantee Fee, Guaranteed, VA Mortgage

What Is a POINT in Mortgage Terms

By Brad Lynch on July 26, 2010 1 Comment

Any time I get into a conversation with someone about mortgage, whether they are my client or someone just talking about a past or future loan, at some point I feel the responsibility to say, "be … [Read more...]

Filed Under: Mortgage Loans Tagged With: FHA, Frisco Mortgage, Jumbo Mortgage Frisco, McKinney Mortgage, mortgage points, Plano Mortgage, VA, what are points

Thinking of Refinancing or Need to Purchase Home Soon with a Mortgage but Wonder About Your Credit

By Brad Lynch on July 21, 2010 Leave a Comment

As an experienced Loan Officer in the industry, you never stop getting surprised on how even some of the most intelligent perceive how credit reports are derived.  If you are thinking about a … [Read more...]

Filed Under: Mortgage Loans Tagged With: buying a home, credit report, Frisco Mortgage, learn about credit, mortgage credit report, refinance Frisco

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Hello there! I'm Brad. If you have any questions as you read through this website you can reach me at 469-450-2723. Or, Pre-Qualify Now For Purchase Or Refinance.

About Brad Lynch

Brad Lynch of Flower Mound, TX has been helping families in the DFW and surrounding areas since 2002. Over 95% of his business during that time has been by referral.

Specialties include, FHA and Conventional Purchase and refinance mortgage, and owelty refinances during or after a divorce.

Texas Recovery Fund Notice

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT HTTP://WWW.SML.TEXAS.GOV.

Brad Lynch, RMLO, (NMLS #206799) is a representative of Mason McDuffie Mortgage Corporation (NMLS #1141). Mason McDuffie Mortgage Corporation is a registered trade name of Mason McDuffie Mortgage Corporation. Equal Housing Opportunity.

Equal Housing Opportunity

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